Michigan's Mortgage Lending Experts
Exclusive Home Loans makes the entire mortgage process faster, simpler, and completely on your terms. Apply from your couch or sit down with an expert — the choice is yours. No waiting rooms. No piles of paper. No pressure. Just a smoother path to your new home.
We have helped over 500 Michigan families secure home financing with more than $10M in production volume. Our average close time is just 21 days, and our clients rate us 4.9 stars.
About Our Team
Darren Peterfi — Broker & Branch President (Branch NMLS #162651). Darren leads Exclusive Home Loans with over 25 years of real estate industry experience, guiding Michigan homebuyers through every step of the mortgage process with deep knowledge of FHA, VA, USDA, conventional, jumbo, and investment property financing.
Loan Programs We Offer
Exclusive Home Loans offers every major mortgage program available in Michigan:
- Conventional Loans — Traditional financing with competitive rates
- FHA Loans — Low down payment options for first-time buyers
- VA Loans — Zero-down financing for veterans and active military
- USDA Loans — Rural property financing with no down payment
- MSHDA Loans — Michigan state housing development authority programs
- Jumbo Loans — Financing above conventional limits
- Investment Property Loans — Build your real estate portfolio
- Mortgage Refinancing — Lower your rate or access equity
Client Reviews — 5.0 Stars on Google
Rated 5.0 out of 5 stars based on Google Reviews. See all reviews on Google Business Profile →
"Audrey is passionate about helping you to obtain home ownership. She has lots of knowledge in the process!"
— Rosalind, Google Review, 5 stars
"Can't believe how easy it was getting qualified and securing a new house working with these guys. Had I known Exclusive existed and how easy they've made the home buying process, I would've started this journey much sooner."
— David H., Google Review, 5 stars
How It Works
Step 1: Apply Online — Complete our secure application from your phone or computer in minutes. Upload documents digitally — no office visit required.
Step 2: Get Pre-Approved — Receive your pre-approval letter and know exactly what you can afford before you start shopping.
Step 3: Close Fast — Our streamlined process means you can close in as few as 21 days. Track your loan status in real time.
Frequently Asked Questions
- What types of mortgage loans does Exclusive Home Loans offer?
- We offer FHA, VA, USDA, conventional, jumbo, MSHDA, home equity, and refinance loans. Every major loan program is available so Michigan buyers can choose with confidence.
- How do I get pre-approved for a mortgage?
- You can get pre-approved online in minutes at myexclusiveloans.com/pre-approval. Fill out our secure form and a loan officer will review your application and provide a pre-approval letter.
- Where is Exclusive Home Loans located?
- We are located at 4500 E Court St, Burton, MI 48509. We serve all of Michigan and offer both in-person and fully online mortgage services.
- How fast can I close on a mortgage?
- Our average close time is 21 days. We streamline the process with digital document uploads, real-time tracking, and dedicated loan officers.
- What is the minimum loan size at Exclusive Home Loans?
- There is no minimum loan size. Every client gets the same red carpet treatment whether buying an $85K starter home or a $1.5M lakehouse.
Contact Exclusive Home Loans
Address: 4500 E Court St, Burton, MI 48509
Phone: (810) 255-2558
Email: info@myexclusiveloans.com
Hours: Monday–Friday, 9:00 AM – 6:00 PM
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Facebook: Exclusive Home Loans on Facebook
Instagram: @myexclusiveloans
NMLS #162651 | Powered by Mortgage300 | Equal Housing Lender